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If you are self employed, or if your employer does not offer health insurance, you' ll likely turn to the private market to purchase an individual health insurance plan.
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Here are some of the carriers we work with:

  • Aetna
  • Golden Rule
  • Health American
  • IBX

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In 1992, the New Jersey Legislature created two programs to guarantee access to health coverage for individuals and small employers, regardless of health .
http://www.state.nj.us/dobi/reform.htm

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http://www.insure.com/articles/healthinsurance/individual-health-coverage.html